Visa’s newest security piece applies AI to customer transactions, analyzing them for their probability of fraud.

Payment network Visa will offer a new AI-powered system designed to combat token fraud, analyzing transactions for patterns that could indicate fraudulent activity and help protect financial institutions against losses.

The new product, dubbed Visa Provisioning Intelligence, is now available to financial institutions on a commercial basis, the company said in a news release. It uses machine learning to rate individual transactions on the basis of their potential fraudulence, giving them a score between 1 — indicating that fraud is highly unlikely — to 99, indicating that the system has detected numerous red flags.